YEARLY HIGH
0.4346 BGN
YEARLY LOW
0.3929 BGN
YEARLY AVERAGE
0.4177 BGN

2022 PLN to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PLN to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 9, valuing the pair at 0.4346. Conversely, the yearly low was recorded on March 7, dropping to 0.3929.

This high-to-low spread represents a total annual volatility of 0.0417 BGN. From a start-to-finish perspective, comparing the January average rate of 0.4295 to the December average rate of 0.4183, the exchange rate registered a net change of -2.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.4346 was down 0.96% compared to the 2021 peak of 0.4388, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,692 BGN
2021 Average 8,570 BGN
Yearly Trough Low 7,858 BGN
Transaction Impact: A difference of 833.67 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.4318
0.4053
JanuMarcMayJulySeptNove

PLN to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4220, compared to 0.4134 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0086 points.

H1 Avg (Jan–Jun) 0.4220
H2 Avg (Jul–Dec) 0.4134

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0284 BGN (High: 0.4213 / Low: 0.3929). On the other end, January was the most stable month, with a tight range of 0.0063 BGN (High: 0.4323 / Low: 0.4259).

March Spread (Volatile) ±0.0284
January Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0168 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0168

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 0.4284) against the same month in 2021 (average: 0.4349), the exchange rate shifted by -0.0065 (-1.49%).

2022 Avg (February) 0.4284
2021 Avg (February) 0.4349

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4323 0.4259 0.4295
February 0.4346 0.4129 0.4284
March 0.4213 0.3929 0.4116
April 0.4233 0.4143 0.4206
May 0.4290 0.4146 0.4209
June 0.4276 0.4138 0.4210
July 0.4183 0.4037 0.4111
August 0.4203 0.4095 0.4148
September 0.4168 0.4030 0.4125
October 0.4148 0.3998 0.4075
November 0.4198 0.4125 0.4165
December 0.4224 0.4154 0.4183