YEARLY HIGH
0.4725 BGN
YEARLY LOW
0.4536 BGN
YEARLY AVERAGE
0.4614 BGN

2025 PLN to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 0.4725. Conversely, the yearly low was recorded on April 15, dropping to 0.4536.

This high-to-low spread represents a total annual volatility of 0.0189 BGN. From a start-to-finish perspective, comparing the January average rate of 0.4602 to the December average rate of 0.4633, the exchange rate registered a net change of 0.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4725 was up 2.67% compared to the 2024 peak of 0.4602, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 9,450 BGN
2024 Average 9,082 BGN
Yearly Trough Low 9,072 BGN
Transaction Impact: A difference of 377.91 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4690
0.4579
JanuMarcMayJulySeptNove

PLN to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4622, compared to 0.4605 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.4622
H2 Avg (Jul–Dec) 0.4605

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0182 BGN (High: 0.4718 / Low: 0.4536). On the other end, September was the most stable month, with a tight range of 0.0028 BGN (High: 0.4606 / Low: 0.4578).

April Spread (Volatile) ±0.0182
September Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0089 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0089

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.4681) against the same month in 2024 (average: 0.4523), the exchange rate shifted by +0.0158 (+3.49%).

2025 Avg (February) 0.4681
2024 Avg (February) 0.4523

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4658 0.4561 0.4602
February 0.4725 0.4614 0.4681
March 0.4710 0.4654 0.4677
April 0.4718 0.4536 0.4588
May 0.4622 0.4554 0.4596
June 0.4620 0.4564 0.4588
July 0.4616 0.4571 0.4599
August 0.4606 0.4571 0.4591
September 0.4606 0.4578 0.4592
October 0.4624 0.4584 0.4603
November 0.4630 0.4580 0.4614
December 0.4656 0.4617 0.4633