2020 PLN to DJF Historical Review

YEARLY HIGH

49.1866 DJF

YEARLY LOW

41.5015 DJF

YEARLY AVERAGE

45.7520 DJF

2020 PLN to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 49.1866. Conversely, the yearly low was recorded on March 19, dropping to 41.5015.

This high-to-low spread represents a total annual volatility of 7.6850 DJF. From a start-to-finish perspective, comparing the January average rate of 46.5332 to the December average rate of 48.4071, the exchange rate registered a net change of 4.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 49.1866 was up 2.86% compared to the 2019 peak of 47.8173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 983,731 DJF

2019 Average 927,363 DJF

Yearly Trough Low 830,030 DJF

Transaction Impact: A difference of 153,700.83 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

48.9919

41.9744

JanuMarcMayJulySeptNove

PLN to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 44.4899, compared to 47.0142 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.5243 points.

H1 Avg (Jan–Jun) 44.4899

H2 Avg (Jul–Dec) 47.0142

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.4438 DJF (High: 46.9453 / Low: 41.5015). On the other end, August was the most stable month, with a tight range of 1.0435 DJF (High: 48.4602 / Low: 47.4167).

March Spread (Volatile) ±5.4438

August Spread (Stable) ±1.0435

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.8898 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.8898

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 48.4071) against the same month in 2019 (average: 46.3072), the exchange rate shifted by +2.0999 (+4.53%).

2020 Avg (December) 48.4071

2019 Avg (December) 46.3072

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	47.1057	45.7213	46.5332
February	46.1271	44.8323	45.4113
March	46.9453	41.5015	44.4490
April	43.2539	41.9055	42.5592
May	44.5373	42.1680	42.9125
June	45.7138	44.5212	45.0741
July	47.9284	44.7866	45.8551
August	48.4602	47.4167	47.8276
September	48.3457	45.3087	46.8926
October	47.1854	45.0059	46.1791
November	47.5098	44.9245	46.9236
December	49.1866	47.7982	48.4071