YEARLY HIGH
49.6859 DJF
YEARLY LOW
42.6749 DJF
YEARLY AVERAGE
47.4003 DJF

2025 PLN to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 49.6859. Conversely, the yearly low was recorded on January 17, dropping to 42.6749.

This high-to-low spread represents a total annual volatility of 7.0110 DJF. From a start-to-finish perspective, comparing the January average rate of 43.3189 to the December average rate of 49.3581, the exchange rate registered a net change of 13.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 49.6859 was up 6.27% compared to the 2024 peak of 46.7536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 993,719 DJF
2024 Average 893,511 DJF
Yearly Trough Low 853,499 DJF
Transaction Impact: A difference of 140,219.81 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

49.9620
42.7150
JanuMarcMayJulySeptNove

PLN to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.9523, compared to 48.8483 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.8960 points.

H1 Avg (Jan–Jun) 45.9523
H2 Avg (Jul–Dec) 48.8483

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 2.6450 DJF (High: 47.9210 / Low: 45.2760). On the other end, December was the most stable month, with a tight range of 0.8288 DJF (High: 49.6859 / Low: 48.8571).

April Spread (Volatile) ±2.6450
December Spread (Stable) ±0.8288

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2534 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.2534

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 49.3581) against the same month in 2024 (average: 43.6266), the exchange rate shifted by +5.7315 (+13.14%).

2025 Avg (December) 49.3581
2024 Avg (December) 43.6266

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 44.2848 42.6749 43.3189
February 45.1573 43.3800 44.3563
March 46.5137 43.9056 45.8991
April 47.9210 45.2760 46.8457
May 47.7215 46.5001 47.2149
June 49.3876 47.2725 48.0790
July 49.4263 47.5046 48.8511
August 48.9767 47.7509 48.6160
September 49.6832 48.5259 48.9997
October 49.2789 48.1348 48.7463
November 49.0649 47.9168 48.5186
December 49.6859 48.8571 49.3581