YEARLY HIGH
46.7536 DJF
YEARLY LOW
38.5966 DJF
YEARLY AVERAGE
44.6734 DJF

2024 PLN to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PLN to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 24, valuing the pair at 46.7536. Conversely, the yearly low was recorded on January 1, dropping to 38.5966.

This high-to-low spread represents a total annual volatility of 8.1570 DJF. From a start-to-finish perspective, comparing the January average rate of 44.2906 to the December average rate of 43.6266, the exchange rate registered a net change of -1.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 46.7536 was up 2.19% compared to the 2023 peak of 45.7511, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 935,072 DJF
2023 Average 848,421 DJF
Yearly Trough Low 771,932 DJF
Transaction Impact: A difference of 163,140.32 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

46.4748
43.3670
JanuMarcMayJulySeptNove

PLN to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 44.4999, compared to 44.8468 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3469 points.

H1 Avg (Jan–Jun) 44.4999
H2 Avg (Jul–Dec) 44.8468

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 6.5065 DJF (High: 45.1031 / Low: 38.5966). On the other end, February was the most stable month, with a tight range of 1.0112 DJF (High: 44.8837 / Low: 43.8725).

January Spread (Volatile) ±6.5065
February Spread (Stable) ±1.0112

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.3222 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.3222

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 46.2158) against the same month in 2023 (average: 41.3217), the exchange rate shifted by +4.8942 (+11.84%).

2024 Avg (September) 46.2158
2023 Avg (September) 41.3217

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 45.1031 38.5966 44.2906
February 44.8837 43.8725 44.4124
March 45.4300 44.3234 44.8569
April 45.2846 43.2322 44.3005
May 45.5092 44.0219 44.8577
June 45.3738 43.3673 44.2815
July 45.5186 44.1435 45.0807
August 46.5836 44.5681 45.6384
September 46.7536 45.6327 46.2158
October 45.8634 44.0918 44.8936
November 44.6241 42.6283 43.6260
December 44.2102 43.0198 43.6266