2013 PLN to HRK Historical Review

YEARLY HIGH

1.8581 HRK

YEARLY LOW

1.7179 HRK

YEARLY AVERAGE

1.8069 HRK

2013 PLN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PLN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 1.8581. Conversely, the yearly low was recorded on July 2, dropping to 1.7179.

This high-to-low spread represents a total annual volatility of 0.1402 HRK. From a start-to-finish perspective, comparing the January average rate of 1.8319 to the December average rate of 1.8305, the exchange rate registered a net change of -0.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.8581 was down 0.24% compared to the 2012 peak of 1.8625, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 37,163 HRK

2012 Average 35,985 HRK

Yearly Trough Low 34,358 HRK

Transaction Impact: A difference of 2,804.90 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.8480

1.7397

JanuMarcMayJulySeptNove

PLN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8131, compared to 1.8007 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0124 points.

H1 Avg (Jan–Jun) 1.8131

H2 Avg (Jul–Dec) 1.8007

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0636 HRK (High: 1.7815 / Low: 1.7179). On the other end, November was the most stable month, with a tight range of 0.0180 HRK (High: 1.8288 / Low: 1.8108).

July Spread (Volatile) ±0.0636

November Spread (Stable) ±0.0180

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0645 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0645

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 1.8319) against the same month in 2012 (average: 1.7288), the exchange rate shifted by +0.1032 (+5.97%).

2013 Avg (January) 1.8319

2012 Avg (January) 1.7288

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8581	1.8087	1.8319
February	1.8276	1.8080	1.8189
March	1.8396	1.8149	1.8265
April	1.8566	1.8146	1.8390
May	1.8329	1.7724	1.8132
June	1.7744	1.7204	1.7487
July	1.7815	1.7179	1.7574
August	1.7977	1.7674	1.7818
September	1.8214	1.7636	1.7942
October	1.8305	1.8046	1.8197
November	1.8288	1.8108	1.8203
December	1.8462	1.8160	1.8305