2026 PLN to HRK Historical Review

YEARLY HIGH

1.7947 HRK

YEARLY LOW

1.7352 HRK

YEARLY AVERAGE

1.7693 HRK

2026 PLN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PLN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 1.7947. Conversely, the yearly low was recorded on July 12, dropping to 1.7352.

This high-to-low spread represents a total annual volatility of 0.0595 HRK. From a start-to-finish perspective, comparing the January average rate of 1.7889 to the December average rate of 1.7492, the exchange rate registered a net change of -2.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.7947 was down 1.40% compared to the 2025 peak of 1.8201, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 35,893 HRK

2025 Average 35,542 HRK

Yearly Trough Low 34,704 HRK

Transaction Impact: A difference of 1,189.26 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.7934

1.7403

JanuMarcMayJuly

PLN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7768, compared to 1.7470 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0298 points.

H1 Avg (Jan–Jun) 1.7768

H2 Avg (Jul–Dec) 1.7470

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0295 HRK (High: 1.7826 / Low: 1.7532). On the other end, August was the most stable month, with a tight range of 0.0003 HRK (High: 1.7493 / Low: 1.7490).

March Spread (Volatile) ±0.0295

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0251 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0251

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.7889) against the same month in 2025 (average: 1.7738), the exchange rate shifted by +0.0152 (+0.85%).

2026 Avg (January) 1.7889

2025 Avg (January) 1.7738

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7947	1.7835	1.7889
February	1.7905	1.7831	1.7865
March	1.7826	1.7532	1.7640
April	1.7819	1.7582	1.7721
May	1.7816	1.7751	1.7795
June	1.7806	1.7543	1.7698
July	1.7575	1.7352	1.7447
August	1.7493	1.7490	1.7492