YEARLY HIGH
1.8201 HRK
YEARLY LOW
1.7539 HRK
YEARLY AVERAGE
1.7772 HRK

2025 PLN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 1.8201. Conversely, the yearly low was recorded on April 15, dropping to 1.7539.

This high-to-low spread represents a total annual volatility of 0.0662 HRK. From a start-to-finish perspective, comparing the January average rate of 1.7738 to the December average rate of 1.7849, the exchange rate registered a net change of 0.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.8201 was up 2.71% compared to the 2024 peak of 1.7720, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 36,401 HRK
2024 Average 34,993 HRK
Yearly Trough Low 35,077 HRK
Transaction Impact: A difference of 1,324.02 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.8076
1.7613
JanuMarcMayJulySeptNove

PLN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7803, compared to 1.7741 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 1.7803
H2 Avg (Jul–Dec) 1.7741

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0487 HRK (High: 1.8026 / Low: 1.7539). On the other end, September was the most stable month, with a tight range of 0.0099 HRK (High: 1.7738 / Low: 1.7639).

April Spread (Volatile) ±0.0487
September Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0367 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0367

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 1.8037) against the same month in 2024 (average: 1.7424), the exchange rate shifted by +0.0613 (+3.52%).

2025 Avg (February) 1.8037
2024 Avg (February) 1.7424

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7934 1.7616 1.7738
February 1.8201 1.7801 1.8037
March 1.8138 1.7944 1.8018
April 1.8026 1.7539 1.7652
May 1.7805 1.7593 1.7710
June 1.7768 1.7575 1.7664
July 1.7767 1.7608 1.7711
August 1.7750 1.7601 1.7685
September 1.7738 1.7639 1.7691
October 1.7812 1.7671 1.7732
November 1.7841 1.7684 1.7778
December 1.7925 1.7783 1.7849