2019 PLN to HRK Historical Review

YEARLY HIGH

1.7528 HRK

YEARLY LOW

1.6761 HRK

YEARLY AVERAGE

1.7265 HRK

2019 PLN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PLN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 1, valuing the pair at 1.7528. Conversely, the yearly low was recorded on August 25, dropping to 1.6761.

This high-to-low spread represents a total annual volatility of 0.0767 HRK. From a start-to-finish perspective, comparing the January average rate of 1.7317 to the December average rate of 1.7423, the exchange rate registered a net change of 0.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.7528 was down 2.56% compared to the 2018 peak of 1.7989, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 35,056 HRK

2018 Average 34,824 HRK

Yearly Trough Low 33,522 HRK

Transaction Impact: A difference of 1,533.72 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.7465

1.6954

JanuMarcMayJulySeptNove

PLN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7290, compared to 1.7239 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 1.7290

H2 Avg (Jul–Dec) 1.7239

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.0593 HRK (High: 1.7527 / Low: 1.6934). On the other end, June was the most stable month, with a tight range of 0.0116 HRK (High: 1.7424 / Low: 1.7309).

October Spread (Volatile) ±0.0593

June Spread (Stable) ±0.0116

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0340 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0340

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2019: 1.7367) against the same month in 2018 (average: 1.7278), the exchange rate shifted by +0.0089 (+0.51%).

2019 Avg (November) 1.7367

2018 Avg (November) 1.7278

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7417	1.7264	1.7317
February	1.7305	1.7076	1.7171
March	1.7333	1.7188	1.7266
April	1.7419	1.7245	1.7335
May	1.7339	1.7189	1.7270
June	1.7424	1.7309	1.7382
July	1.7452	1.7172	1.7342
August	1.7292	1.6761	1.7002
September	1.7102	1.6877	1.6997
October	1.7527	1.6934	1.7304
November	1.7528	1.7224	1.7367
December	1.7510	1.7250	1.7423