2020 PLN to HRK Historical Review

YEARLY HIGH

1.7652 HRK

YEARLY LOW

1.6360 HRK

YEARLY AVERAGE

1.6973 HRK

2020 PLN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.7652. Conversely, the yearly low was recorded on October 28, dropping to 1.6360.

This high-to-low spread represents a total annual volatility of 0.1293 HRK. From a start-to-finish perspective, comparing the January average rate of 1.7523 to the December average rate of 1.6845, the exchange rate registered a net change of -3.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.7652 was up 0.71% compared to the 2019 peak of 1.7528, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 35,304 HRK

2019 Average 34,531 HRK

Yearly Trough Low 32,719 HRK

Transaction Impact: A difference of 2,585.03 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.7606

1.6613

JanuMarcMayJulySeptNove

PLN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7080, compared to 1.6866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0214 points.

H1 Avg (Jan–Jun) 1.7080

H2 Avg (Jul–Dec) 1.6866

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1058 HRK (High: 1.7561 / Low: 1.6503). On the other end, April was the most stable month, with a tight range of 0.0274 HRK (High: 1.6854 / Low: 1.6580).

March Spread (Volatile) ±0.1058

April Spread (Stable) ±0.0274

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0376 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0376

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.7523) against the same month in 2019 (average: 1.7317), the exchange rate shifted by +0.0206 (+1.19%).

2020 Avg (January) 1.7523

2019 Avg (January) 1.7317

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7652	1.7326	1.7523
February	1.7562	1.7241	1.7416
March	1.7561	1.6503	1.7078
April	1.6854	1.6580	1.6702
May	1.7127	1.6545	1.6732
June	1.7296	1.6903	1.7028
July	1.7114	1.6775	1.6922
August	1.7213	1.6820	1.7050
September	1.7150	1.6460	1.6854
October	1.6984	1.6360	1.6696
November	1.6939	1.6401	1.6826
December	1.7043	1.6479	1.6845