2012 PLN to MAD Historical Review

YEARLY HIGH

2.7458 MAD

YEARLY LOW

2.4651 MAD

YEARLY AVERAGE

2.6552 MAD

2012 PLN to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PLN to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 2.7458. Conversely, the yearly low was recorded on January 5, dropping to 2.4651.

This high-to-low spread represents a total annual volatility of 0.2807 MAD. From a start-to-finish perspective, comparing the January average rate of 2.5424 to the December average rate of 2.7210, the exchange rate registered a net change of 7.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.7458 was down 5.43% compared to the 2011 peak of 2.9035, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 54,916 MAD

2011 Average 54,789 MAD

Yearly Trough Low 49,302 MAD

Transaction Impact: A difference of 5,613.31 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.7388

2.5245

JanuMarcMayJulySeptNove

PLN to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6220, compared to 2.6884 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0665 points.

H1 Avg (Jan–Jun) 2.6220

H2 Avg (Jul–Dec) 2.6884

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1771 MAD (High: 2.6422 / Low: 2.4651). On the other end, March was the most stable month, with a tight range of 0.0492 MAD (High: 2.7285 / Low: 2.6793).

January Spread (Volatile) ±0.1771

March Spread (Stable) ±0.0492

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0823 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0823

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 2.7210) against the same month in 2011 (average: 2.4910), the exchange rate shifted by +0.2299 (+9.23%).

2012 Avg (December) 2.7210

2011 Avg (December) 2.4910

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6422	2.4651	2.5424
February	2.7131	2.6338	2.6662
March	2.7285	2.6793	2.6996
April	2.7013	2.6453	2.6684
May	2.6807	2.5095	2.5861
June	2.6100	2.4898	2.5691
July	2.6801	2.5996	2.6308
August	2.7280	2.6330	2.6958
September	2.7442	2.6349	2.6901
October	2.7354	2.6774	2.7081
November	2.7176	2.6514	2.6848
December	2.7458	2.6897	2.7210