2021 PLN to MAD Historical Review

YEARLY HIGH

2.4220 MAD

YEARLY LOW

2.2034 MAD

YEARLY AVERAGE

2.3301 MAD

2021 PLN to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 2.4220. Conversely, the yearly low was recorded on November 22, dropping to 2.2034.

This high-to-low spread represents a total annual volatility of 0.2186 MAD. From a start-to-finish perspective, comparing the January average rate of 2.3892 to the December average rate of 2.2675, the exchange rate registered a net change of -5.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4220 was down 4.93% compared to the 2020 peak of 2.5477, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 48,441 MAD

2020 Average 48,748 MAD

Yearly Trough Low 44,068 MAD

Transaction Impact: A difference of 4,372.21 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4219

2.2307

JanuMarcMayJulySeptNove

PLN to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3699, compared to 2.2903 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0796 points.

H1 Avg (Jan–Jun) 2.3699

H2 Avg (Jul–Dec) 2.2903

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.1016 MAD (High: 2.4220 / Low: 2.3204). On the other end, February was the most stable month, with a tight range of 0.0304 MAD (High: 2.4177 / Low: 2.3873).

June Spread (Volatile) ±0.1016

February Spread (Stable) ±0.0304

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0771 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0771

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 2.3696) against the same month in 2020 (average: 2.4508), the exchange rate shifted by -0.0812 (-3.31%).

2021 Avg (June) 2.3696

2020 Avg (June) 2.4508

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4020	2.3693	2.3892
February	2.4177	2.3873	2.4060
March	2.3794	2.2838	2.3289
April	2.3628	2.3109	2.3482
May	2.4166	2.3397	2.3774
June	2.4220	2.3204	2.3696
July	2.3524	2.2970	2.3189
August	2.3325	2.2936	2.3109
September	2.3514	2.2587	2.3110
October	2.3034	2.2644	2.2867
November	2.3002	2.2034	2.2466
December	2.2997	2.2510	2.2675