YEARLY HIGH
2.5587 MAD
YEARLY LOW
2.4137 MAD
YEARLY AVERAGE
2.4879 MAD

2025 PLN to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 2.5587. Conversely, the yearly low was recorded on January 10, dropping to 2.4137.

This high-to-low spread represents a total annual volatility of 0.1450 MAD. From a start-to-finish perspective, comparing the January average rate of 2.4461 to the December average rate of 2.5473, the exchange rate registered a net change of 4.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.5587 was down 0.14% compared to the 2024 peak of 2.5622, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 51,175 MAD
2024 Average 49,928 MAD
Yearly Trough Low 48,275 MAD
Transaction Impact: A difference of 2,899.64 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.5574
2.4360
JanuMarcMayJulySeptNove

PLN to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4715, compared to 2.5044 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0329 points.

H1 Avg (Jan–Jun) 2.4715
H2 Avg (Jul–Dec) 2.5044

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0847 MAD (High: 2.5086 / Low: 2.4239). On the other end, December was the most stable month, with a tight range of 0.0250 MAD (High: 2.5587 / Low: 2.5337).

April Spread (Volatile) ±0.0847
December Spread (Stable) ±0.0250

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0410 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0410

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 2.5473) against the same month in 2024 (average: 2.4568), the exchange rate shifted by +0.0904 (+3.68%).

2025 Avg (December) 2.5473
2024 Avg (December) 2.4568

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.4857 2.4137 2.4461
February 2.5183 2.4623 2.4921
March 2.5473 2.4686 2.5046
April 2.5086 2.4239 2.4637
May 2.4832 2.4314 2.4544
June 2.5025 2.4329 2.4679
July 2.4943 2.4336 2.4764
August 2.4859 2.4460 2.4701
September 2.5066 2.4677 2.4897
October 2.5411 2.4855 2.5141
November 2.5462 2.5030 2.5285
December 2.5587 2.5337 2.5473