YEARLY HIGH
2.4058 MAD
YEARLY LOW
2.1319 MAD
YEARLY AVERAGE
2.2811 MAD

2022 PLN to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PLN to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 2.4058. Conversely, the yearly low was recorded on July 11, dropping to 2.1319.

This high-to-low spread represents a total annual volatility of 0.2739 MAD. From a start-to-finish perspective, comparing the January average rate of 2.3096 to the December average rate of 2.3803, the exchange rate registered a net change of 3.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 2.4058 was down 0.67% compared to the 2021 peak of 2.4220, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 48,115 MAD
2021 Average 46,591 MAD
Yearly Trough Low 42,637 MAD
Transaction Impact: A difference of 5,478.21 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

2.3992
2.1725
JanuMarcMayJulySeptNove

PLN to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2884, compared to 2.2739 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 2.2884
H2 Avg (Jul–Dec) 2.2739

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.1793 MAD (High: 2.3233 / Low: 2.1440). On the other end, January was the most stable month, with a tight range of 0.0519 MAD (High: 2.3378 / Low: 2.2858).

March Spread (Volatile) ±0.1793
January Spread (Stable) ±0.0519

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0812 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0812

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 2.3803) against the same month in 2021 (average: 2.2675), the exchange rate shifted by +0.1128 (+4.98%).

2022 Avg (December) 2.3803
2021 Avg (December) 2.2675

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.3378 2.2858 2.3096
February 2.3671 2.2490 2.3337
March 2.3233 2.1440 2.2548
April 2.3162 2.2324 2.2843
May 2.3268 2.2350 2.2757
June 2.3139 2.2376 2.2726
July 2.2345 2.1319 2.1914
August 2.2801 2.1866 2.2335
September 2.3076 2.2015 2.2459
October 2.3031 2.1890 2.2454
November 2.3908 2.2830 2.3467
December 2.4058 2.3466 2.3803