2020 PLN to MAD Historical Review

YEARLY HIGH

2.5477 MAD

YEARLY LOW

2.2931 MAD

YEARLY AVERAGE

2.4375 MAD

2020 PLN to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 2.5477. Conversely, the yearly low was recorded on March 19, dropping to 2.2931.

This high-to-low spread represents a total annual volatility of 0.2546 MAD. From a start-to-finish perspective, comparing the January average rate of 2.5113 to the December average rate of 2.4423, the exchange rate registered a net change of -2.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.5477 was down 0.72% compared to the 2019 peak of 2.5661, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 50,954 MAD

2019 Average 50,111 MAD

Yearly Trough Low 45,862 MAD

Transaction Impact: A difference of 5,091.90 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.5250

2.3605

JanuMarcMayJulySeptNove

PLN to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4405, compared to 2.4344 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 2.4405

H2 Avg (Jul–Dec) 2.4344

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2079 MAD (High: 2.5010 / Low: 2.2931). On the other end, August was the most stable month, with a tight range of 0.0520 MAD (High: 2.5088 / Low: 2.4567).

March Spread (Volatile) ±0.2079

August Spread (Stable) ±0.0520

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0520 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0520

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.4423) against the same month in 2019 (average: 2.5030), the exchange rate shifted by -0.0606 (-2.42%).

2020 Avg (December) 2.4423

2019 Avg (December) 2.5030

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5346	2.4737	2.5113
February	2.4965	2.4402	2.4681
March	2.5010	2.2931	2.4161
April	2.4746	2.3614	2.4226
May	2.4478	2.3321	2.3742
June	2.4845	2.4180	2.4508
July	2.5153	2.4295	2.4595
August	2.5088	2.4567	2.4807
September	2.4771	2.3632	2.4289
October	2.4395	2.3310	2.3881
November	2.4302	2.3287	2.4069
December	2.5477	2.3895	2.4423