2013 PLN to NAD Historical Review

YEARLY HIGH

3.4910 NAD

YEARLY LOW

2.7288 NAD

YEARLY AVERAGE

3.0539 NAD

2013 PLN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PLN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 3.4910. Conversely, the yearly low was recorded on January 7, dropping to 2.7288.

This high-to-low spread represents a total annual volatility of 0.7622 NAD. From a start-to-finish perspective, comparing the January average rate of 2.8204 to the December average rate of 3.4055, the exchange rate registered a net change of 20.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.4910 was up 24.22% compared to the 2012 peak of 2.8103, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 69,821 NAD

2012 Average 50,503 NAD

Yearly Trough Low 54,577 NAD

Transaction Impact: A difference of 15,243.89 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.4640

2.7619

JanuMarcMayJulySeptNove

PLN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8962, compared to 3.2116 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3154 points.

H1 Avg (Jan–Jun) 2.8962

H2 Avg (Jul–Dec) 3.2116

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.2186 NAD (High: 3.0476 / Low: 2.8290). On the other end, October was the most stable month, with a tight range of 0.0544 NAD (High: 3.2564 / Low: 3.2020).

May Spread (Volatile) ±0.2186

October Spread (Stable) ±0.0544

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0412 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0412

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 3.4055) against the same month in 2012 (average: 2.7645), the exchange rate shifted by +0.6410 (+23.19%).

2013 Avg (December) 3.4055

2012 Avg (December) 2.7645

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9138	2.7288	2.8204
February	2.9268	2.7794	2.8486
March	2.8942	2.8245	2.8654
April	2.9372	2.8218	2.8668
May	3.0476	2.8290	2.8955
June	3.1842	3.0068	3.0806
July	3.0900	2.9818	3.0395
August	3.2659	3.0846	3.1679
September	3.2311	3.0890	3.1487
October	3.2564	3.2020	3.2257
November	3.3136	3.2465	3.2824
December	3.4910	3.2975	3.4055