YEARLY HIGH
4.0029 NAD
YEARLY LOW
3.3221 NAD
YEARLY AVERAGE
3.6612 NAD

2022 PLN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PLN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 4.0029. Conversely, the yearly low was recorded on April 27, dropping to 3.3221.

This high-to-low spread represents a total annual volatility of 0.6808 NAD. From a start-to-finish perspective, comparing the January average rate of 3.8543 to the December average rate of 3.9026, the exchange rate registered a net change of 1.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 4.0029 was down 3.83% compared to the 2021 peak of 4.1622, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 80,059 NAD
2021 Average 76,611 NAD
Yearly Trough Low 66,442 NAD
Transaction Impact: A difference of 13,616.56 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.9484
3.3983
JanuMarcMayJulySeptNove

PLN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6360, compared to 3.6865 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0505 points.

H1 Avg (Jan–Jun) 3.6360
H2 Avg (Jul–Dec) 3.6865

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.3878 NAD (High: 3.7401 / Low: 3.3523). On the other end, November was the most stable month, with a tight range of 0.1136 NAD (High: 3.8669 / Low: 3.7533).

March Spread (Volatile) ±0.3878
November Spread (Stable) ±0.1136

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3088 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.3088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 3.9026) against the same month in 2021 (average: 3.8966), the exchange rate shifted by +0.0060 (+0.15%).

2022 Avg (December) 3.9026
2021 Avg (December) 3.8966

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9583 3.7215 3.8543
February 3.9185 3.6143 3.7870
March 3.7401 3.3523 3.4782
April 3.6396 3.3221 3.4851
May 3.6883 3.5394 3.6227
June 3.6464 3.5171 3.5883
July 3.6316 3.3418 3.4442
August 3.6562 3.5330 3.5837
September 3.7580 3.5789 3.6670
October 3.8774 3.5889 3.7103
November 3.8669 3.7533 3.8111
December 4.0029 3.8076 3.9026