YEARLY HIGH
3.9953 NAD
YEARLY LOW
3.0317 NAD
YEARLY AVERAGE
3.3833 NAD

2015 PLN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PLN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 3.9953. Conversely, the yearly low was recorded on January 25, dropping to 3.0317.

This high-to-low spread represents a total annual volatility of 0.9636 NAD. From a start-to-finish perspective, comparing the January average rate of 3.1489 to the December average rate of 3.8220, the exchange rate registered a net change of 21.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 3.9953 was up 10.07% compared to the 2014 peak of 3.6298, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 79,907 NAD
2014 Average 68,813 NAD
Yearly Trough Low 60,634 NAD
Transaction Impact: A difference of 19,272.61 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.8893
3.0816
JanuMarcMayJulySeptNove

PLN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2139, compared to 3.5527 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3388 points.

H1 Avg (Jan–Jun) 3.2139
H2 Avg (Jul–Dec) 3.5527

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.4307 NAD (High: 3.9953 / Low: 3.5646). On the other end, March was the most stable month, with a tight range of 0.0653 NAD (High: 3.2079 / Low: 3.1425).

December Spread (Volatile) ±0.4307
March Spread (Stable) ±0.0653

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0716 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0716

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 3.8220) against the same month in 2014 (average: 3.3447), the exchange rate shifted by +0.4773 (+14.27%).

2015 Avg (December) 3.8220
2014 Avg (December) 3.3447

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2621 3.0317 3.1489
February 3.1990 3.1141 3.1522
March 3.2079 3.1425 3.1688
April 3.2943 3.1614 3.2206
May 3.3601 3.1701 3.2745
June 3.3721 3.2414 3.3183
July 3.3907 3.2360 3.2973
August 3.5881 3.3096 3.4234
September 3.7208 3.5572 3.6374
October 3.6699 3.5052 3.5658
November 3.6500 3.5078 3.5703
December 3.9953 3.5646 3.8220