2026 PLN to NAD Historical Review

YEARLY HIGH

4.6335 NAD

YEARLY LOW

4.2858 NAD

YEARLY AVERAGE

4.4750 NAD

2026 PLN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PLN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 7, valuing the pair at 4.6335. Conversely, the yearly low was recorded on July 12, dropping to 4.2858.

This high-to-low spread represents a total annual volatility of 0.3477 NAD. From a start-to-finish perspective, comparing the January average rate of 4.5450 to the December average rate of 4.4139, the exchange rate registered a net change of -2.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.6335 was down 10.00% compared to the 2025 peak of 5.1483, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 92,669 NAD

2025 Average 95,260 NAD

Yearly Trough Low 85,716 NAD

Transaction Impact: A difference of 6,953.26 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.5745

4.3252

JanuMarcMayJuly

PLN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5067, compared to 4.3799 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1268 points.

H1 Avg (Jan–Jun) 4.5067

H2 Avg (Jul–Dec) 4.3799

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.2361 NAD (High: 4.6274 / Low: 4.3913). On the other end, August was the most stable month, with a tight range of 0.0057 NAD (High: 4.4166 / Low: 4.4109).

March Spread (Volatile) ±0.2361

August Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0813 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0813

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 4.5537) against the same month in 2025 (average: 4.9790), the exchange rate shifted by -0.4254 (-8.54%).

2026 Avg (April) 4.5537

2025 Avg (April) 4.9790

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.6168	4.4888	4.5450
February	4.5405	4.4406	4.4877
March	4.6274	4.3913	4.5247
April	4.6335	4.4943	4.5537
May	4.6007	4.4763	4.5052
June	4.4928	4.3553	4.4239
July	4.4339	4.2858	4.3459
August	4.4166	4.4109	4.4139