YEARLY HIGH
3.6298 NAD
YEARLY LOW
3.2273 NAD
YEARLY AVERAGE
3.4416 NAD

2014 PLN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PLN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 3.6298. Conversely, the yearly low was recorded on November 23, dropping to 3.2273.

This high-to-low spread represents a total annual volatility of 0.4024 NAD. From a start-to-finish perspective, comparing the January average rate of 3.5427 to the December average rate of 3.3447, the exchange rate registered a net change of -5.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.6298 was up 3.97% compared to the 2013 peak of 3.4910, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 72,595 NAD
2013 Average 61,103 NAD
Yearly Trough Low 64,546 NAD
Transaction Impact: A difference of 8,048.65 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.6227
3.2518
JanuMarcMayJulySeptNove

PLN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5137, compared to 3.3695 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1443 points.

H1 Avg (Jan–Jun) 3.5137
H2 Avg (Jul–Dec) 3.3695

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.2476 NAD (High: 3.4765 / Low: 3.2289). On the other end, April was the most stable month, with a tight range of 0.0483 NAD (High: 3.5087 / Low: 3.4604).

December Spread (Volatile) ±0.2476
April Spread (Stable) ±0.0483

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0975 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0975

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 3.5918) against the same month in 2013 (average: 2.8486), the exchange rate shifted by +0.7432 (+26.09%).

2014 Avg (February) 3.5918
2013 Avg (February) 2.8486

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6269 3.4734 3.5427
February 3.6298 3.5342 3.5918
March 3.5769 3.4876 3.5368
April 3.5087 3.4604 3.4823
May 3.4818 3.3807 3.4214
June 3.5432 3.4674 3.5072
July 3.5362 3.4091 3.4834
August 3.4318 3.3212 3.3860
September 3.4256 3.3220 3.3784
October 3.4046 3.2521 3.3415
November 3.3201 3.2273 3.2827
December 3.4765 3.2289 3.3447