2014 RUB to MAD Historical Review

YEARLY HIGH

0.2488 MAD

YEARLY LOW

0.1288 MAD

YEARLY AVERAGE

0.2222 MAD

2014 RUB to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the RUB to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.2488. Conversely, the yearly low was recorded on December 16, dropping to 0.1288.

This high-to-low spread represents a total annual volatility of 0.1201 MAD. From a start-to-finish perspective, comparing the January average rate of 0.2443 to the December average rate of 0.1596, the exchange rate registered a net change of -34.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2488 was down 11.41% compared to the 2013 peak of 0.2809, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 1,244 MAD

2013 Average 1,321 MAD

Yearly Trough Low 644 MAD

Transaction Impact: A difference of 600.36 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2528

0.1511

JanuMarcMayJulySeptNove

RUB to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2341, compared to 0.2102 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0239 points.

H1 Avg (Jan–Jun) 0.2341

H2 Avg (Jul–Dec) 0.2102

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0462 MAD (High: 0.1750 / Low: 0.1288). On the other end, August was the most stable month, with a tight range of 0.0057 MAD (High: 0.2345 / Low: 0.2288).

December Spread (Volatile) ±0.0462

August Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0314 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0314

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.2443) against the same month in 2013 (average: 0.2778), the exchange rate shifted by -0.0335 (-12.05%).

2014 Avg (January) 0.2443

2013 Avg (January) 0.2778

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2488	0.2345	0.2443
February	0.2378	0.2263	0.2330
March	0.2317	0.2209	0.2249
April	0.2322	0.2247	0.2281
May	0.2408	0.2268	0.2345
June	0.2444	0.2347	0.2400
July	0.2422	0.2339	0.2383
August	0.2345	0.2288	0.2318
September	0.2326	0.2213	0.2267
October	0.2211	0.2036	0.2139
November	0.2052	0.1772	0.1910
December	0.1750	0.1288	0.1596