2019 RUB to MAD Historical Review

YEARLY HIGH

0.1558 MAD

YEARLY LOW

0.1382 MAD

YEARLY AVERAGE

0.1487 MAD

2019 RUB to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the RUB to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.1558. Conversely, the yearly low was recorded on January 1, dropping to 0.1382.

This high-to-low spread represents a total annual volatility of 0.0176 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1429 to the December average rate of 0.1531, the exchange rate registered a net change of 7.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1558 was down 5.79% compared to the 2018 peak of 0.1654, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 779 MAD

2018 Average 750 MAD

Yearly Trough Low 691 MAD

Transaction Impact: A difference of 88.18 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1541

0.1419

JanuMarcMayJulySeptNove

RUB to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1472, compared to 0.1501 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.1472

H2 Avg (Jul–Dec) 0.1501

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0078 MAD (High: 0.1460 / Low: 0.1382). On the other end, November was the most stable month, with a tight range of 0.0020 MAD (High: 0.1519 / Low: 0.1499).

January Spread (Volatile) ±0.0078

November Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0061 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.1531) against the same month in 2018 (average: 0.1411), the exchange rate shifted by +0.0120 (+8.48%).

2019 Avg (December) 0.1531

2018 Avg (December) 0.1411

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1460	0.1382	0.1429
February	0.1463	0.1433	0.1450
March	0.1502	0.1450	0.1474
April	0.1510	0.1476	0.1493
May	0.1506	0.1475	0.1491
June	0.1521	0.1478	0.1499
July	0.1529	0.1501	0.1516
August	0.1499	0.1433	0.1456
September	0.1522	0.1446	0.1491
October	0.1513	0.1487	0.1502
November	0.1519	0.1499	0.1512
December	0.1558	0.1501	0.1531