2015 RUB to MAD Historical Review

YEARLY HIGH

0.1998 MAD

YEARLY LOW

0.1350 MAD

YEARLY AVERAGE

0.1608 MAD

2015 RUB to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the RUB to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 0.1998. Conversely, the yearly low was recorded on December 30, dropping to 0.1350.

This high-to-low spread represents a total annual volatility of 0.0648 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1463 to the December average rate of 0.1413, the exchange rate registered a net change of -3.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1998 was down 19.73% compared to the 2014 peak of 0.2488, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 999 MAD

2014 Average 1,111 MAD

Yearly Trough Low 675 MAD

Transaction Impact: A difference of 324.00 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1969

0.1363

JanuMarcMayJulySeptNove

RUB to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1693, compared to 0.1523 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0170 points.

H1 Avg (Jan–Jun) 0.1693

H2 Avg (Jul–Dec) 0.1523

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0275 MAD (High: 0.1998 / Low: 0.1723). On the other end, September was the most stable month, with a tight range of 0.0073 MAD (High: 0.1486 / Low: 0.1413).

April Spread (Volatile) ±0.0275

September Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0220 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0220

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.1876) against the same month in 2014 (average: 0.2281), the exchange rate shifted by -0.0405 (-17.78%).

2015 Avg (April) 0.1876

2014 Avg (April) 0.2281

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1553	0.1376	0.1463
February	0.1567	0.1371	0.1486
March	0.1718	0.1547	0.1646
April	0.1998	0.1723	0.1876
May	0.1966	0.1870	0.1918
June	0.1846	0.1726	0.1771
July	0.1758	0.1602	0.1712
August	0.1595	0.1351	0.1492
September	0.1486	0.1413	0.1450
October	0.1580	0.1469	0.1540
November	0.1565	0.1490	0.1532
December	0.1508	0.1350	0.1413