2020 RUB to MAD Historical Review

YEARLY HIGH

0.1570 MAD

YEARLY LOW

0.1147 MAD

YEARLY AVERAGE

0.1321 MAD

2020 RUB to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RUB to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.1570. Conversely, the yearly low was recorded on November 2, dropping to 0.1147.

This high-to-low spread represents a total annual volatility of 0.0423 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1553 to the December average rate of 0.1214, the exchange rate registered a net change of -21.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1570 was up 0.79% compared to the 2019 peak of 0.1558, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 785 MAD

2019 Average 743 MAD

Yearly Trough Low 574 MAD

Transaction Impact: A difference of 211.64 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1589

0.1150

JanuMarcMayJulySeptNove

RUB to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1411, compared to 0.1231 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0180 points.

H1 Avg (Jan–Jun) 0.1411

H2 Avg (Jul–Dec) 0.1231

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0247 MAD (High: 0.1444 / Low: 0.1197). On the other end, October was the most stable month, with a tight range of 0.0039 MAD (High: 0.1202 / Low: 0.1163).

March Spread (Volatile) ±0.0247

October Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0205 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0205

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1553) against the same month in 2019 (average: 0.1429), the exchange rate shifted by +0.0124 (+8.66%).

2020 Avg (January) 0.1553

2019 Avg (January) 0.1429

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1570	0.1500	0.1553
February	0.1532	0.1438	0.1508
March	0.1444	0.1197	0.1302
April	0.1394	0.1292	0.1353
May	0.1396	0.1304	0.1354
June	0.1420	0.1364	0.1397
July	0.1375	0.1253	0.1336
August	0.1280	0.1219	0.1250
September	0.1239	0.1172	0.1213
October	0.1202	0.1163	0.1187
November	0.1207	0.1147	0.1189
December	0.1260	0.1181	0.1214