YEARLY HIGH
530.3752 CDF
YEARLY LOW
396.3449 CDF
YEARLY AVERAGE
493.0362 CDF

2020 SAR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 530.3752. Conversely, the yearly low was recorded on December 6, dropping to 396.3449.

This high-to-low spread represents a total annual volatility of 134.0304 CDF. From a start-to-finish perspective, comparing the January average rate of 449.5715 to the December average rate of 521.0406, the exchange rate registered a net change of 15.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 530.3752 was up 17.98% compared to the 2019 peak of 449.5556, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,651,876 CDF
2019 Average 2,203,419 CDF
Yearly Trough Low 1,981,724 CDF
Transaction Impact: A difference of 670,151.96 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

531.7476
442.1010
JanuMarcMayJulySeptNove

SAR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 464.2713, compared to 521.8010 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 57.5298 points.

H1 Avg (Jan–Jun) 464.2713
H2 Avg (Jul–Dec) 521.8010

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 129.6250 CDF (High: 525.9699 / Low: 396.3449). On the other end, January was the most stable month, with a tight range of 1.3818 CDF (High: 450.2769 / Low: 448.8952).

December Spread (Volatile) ±129.6250
January Spread (Stable) ±1.3818

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 3.4082 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -3.4082

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 523.5192) against the same month in 2019 (average: 441.8005), the exchange rate shifted by +81.7187 (+18.50%).

2020 Avg (August) 523.5192
2019 Avg (August) 441.8005

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 450.2769 448.8952 449.5715
February 452.1263 449.1575 450.6373
March 455.9180 452.0152 453.9487
April 460.1935 453.4629 456.9752
May 486.2075 460.3354 475.5219
June 512.5365 486.0278 498.9732
July 524.8144 509.4423 518.7615
August 530.3752 520.2533 523.5192
September 525.1864 521.4658 523.3081
October 524.5646 483.0952 519.8999
November 525.5494 523.2929 524.2771
December 525.9699 396.3449 521.0406