YEARLY HIGH
777.8770 CDF
YEARLY LOW
566.3656 CDF
YEARLY AVERAGE
726.8568 CDF

2025 SAR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 777.8770. Conversely, the yearly low was recorded on November 15, dropping to 566.3656.

This high-to-low spread represents a total annual volatility of 211.5115 CDF. From a start-to-finish perspective, comparing the January average rate of 760.2788 to the December average rate of 601.6743, the exchange rate registered a net change of -20.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 777.8770 was up 1.52% compared to the 2024 peak of 766.2590, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 3,889,385 CDF
2024 Average 3,751,578 CDF
Yearly Trough Low 2,831,828 CDF
Transaction Impact: A difference of 1,057,557.30 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

790.9596
573.4284
JanuMarcMayJulySeptNove

SAR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 767.3489, compared to 686.3646 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 80.9843 points.

H1 Avg (Jan–Jun) 767.3489
H2 Avg (Jul–Dec) 686.3646

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 127.2763 CDF (High: 699.9304 / Low: 572.6540). On the other end, July was the most stable month, with a tight range of 7.0547 CDF (High: 776.4233 / Low: 769.3686).

October Spread (Volatile) ±127.2763
July Spread (Stable) ±7.0547

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 132.4969 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -132.4969

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 771.1336) against the same month in 2024 (average: 759.2373), the exchange rate shifted by +11.8963 (+1.57%).

2025 Avg (August) 771.1336
2024 Avg (August) 759.2373

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 764.4810 755.4496 760.2788
February 773.7210 754.7732 763.6455
March 766.4194 756.3056 764.1992
April 775.1553 766.7894 772.2414
May 776.0672 765.4420 772.8320
June 776.0401 766.4685 770.8969
July 776.4233 769.3686 772.7474
August 777.8770 763.5036 771.1336
September 775.4857 701.5496 756.7867
October 699.9304 572.6540 624.2898
November 612.2200 566.3656 591.5560
December 610.5878 577.4563 601.6743