YEARLY HIGH
537.2823 CDF
YEARLY LOW
524.6877 CDF
YEARLY AVERAGE
530.8411 CDF

2021 SAR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 8, valuing the pair at 537.2823. Conversely, the yearly low was recorded on March 21, dropping to 524.6877.

This high-to-low spread represents a total annual volatility of 12.5946 CDF. From a start-to-finish perspective, comparing the January average rate of 526.1055 to the December average rate of 533.0670, the exchange rate registered a net change of 1.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 537.2823 was up 1.30% compared to the 2020 peak of 530.3752, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,686,412 CDF
2020 Average 2,465,910 CDF
Yearly Trough Low 2,623,439 CDF
Transaction Impact: A difference of 62,973.05 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

535.2273
525.2762
JanuMarcMayJulySeptNove

SAR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 529.6056, compared to 532.0765 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.4709 points.

H1 Avg (Jan–Jun) 529.6056
H2 Avg (Jul–Dec) 532.0765

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 8.6460 CDF (High: 537.2823 / Low: 528.6363). On the other end, February was the most stable month, with a tight range of 2.5260 CDF (High: 529.7839 / Low: 527.2578).

October Spread (Volatile) ±8.6460
February Spread (Stable) ±2.5260

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.3310 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.3310

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 532.7857) against the same month in 2020 (average: 519.8999), the exchange rate shifted by +12.8858 (+2.48%).

2021 Avg (October) 532.7857
2020 Avg (October) 519.8999

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 528.1122 525.0613 526.1055
February 529.7839 527.2578 528.0285
March 532.2523 524.6877 529.9419
April 533.5259 527.9455 530.4801
May 533.8564 529.6997 532.1588
June 532.6711 528.4084 530.9189
July 534.1511 528.4117 531.1243
August 532.4814 529.0484 530.1811
September 533.8555 529.4328 530.9030
October 537.2823 528.6363 532.7857
November 536.0684 532.8475 534.3980
December 535.0335 528.0841 533.0670