2012 SAR to NAD Historical Review

YEARLY HIGH

2.3832 NAD

YEARLY LOW

2.0047 NAD

YEARLY AVERAGE

2.1892 NAD

2012 SAR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SAR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 2.3832. Conversely, the yearly low was recorded on March 4, dropping to 2.0047.

This high-to-low spread represents a total annual volatility of 0.3785 NAD. From a start-to-finish perspective, comparing the January average rate of 2.1371 to the December average rate of 2.3011, the exchange rate registered a net change of 7.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.3832 was up 4.85% compared to the 2011 peak of 2.2730, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 11,916 NAD

2011 Average 9,676 NAD

Yearly Trough Low 10,024 NAD

Transaction Impact: A difference of 1,892.49 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.3777

1.9943

JanuMarcMayJulySeptNove

SAR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1174, compared to 2.2609 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1436 points.

H1 Avg (Jan–Jun) 2.1174

H2 Avg (Jul–Dec) 2.2609

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.2098 NAD (High: 2.2713 / Low: 2.0615). On the other end, March was the most stable month, with a tight range of 0.0552 NAD (High: 2.0599 / Low: 2.0047).

May Spread (Volatile) ±0.2098

March Spread (Stable) ±0.0552

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0944 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0944

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 2.3458) against the same month in 2011 (average: 2.1759), the exchange rate shifted by +0.1699 (+7.81%).

2012 Avg (November) 2.3458

2011 Avg (November) 2.1759

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1798	2.0705	2.1371
February	2.0769	2.0156	2.0427
March	2.0599	2.0047	2.0262
April	2.1312	2.0330	2.0860
May	2.2713	2.0615	2.1736
June	2.2915	2.1845	2.2385
July	2.2701	2.1624	2.1996
August	2.2616	2.1587	2.2051
September	2.2414	2.1797	2.2074
October	2.3547	2.2198	2.3067
November	2.3832	2.3085	2.3458
December	2.3598	2.2527	2.3011