2026 SAR to NAD Historical Review

YEARLY HIGH

4.5859 NAD

YEARLY LOW

4.2061 NAD

YEARLY AVERAGE

4.3739 NAD

2026 SAR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SAR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 4.5859. Conversely, the yearly low was recorded on January 29, dropping to 4.2061.

This high-to-low spread represents a total annual volatility of 0.3798 NAD. From a start-to-finish perspective, comparing the January average rate of 4.3506 to the December average rate of 4.4044, the exchange rate registered a net change of 1.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.5859 was down 12.61% compared to the 2025 peak of 5.2478, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 22,930 NAD

2025 Average 23,842 NAD

Yearly Trough Low 21,030 NAD

Transaction Impact: A difference of 1,899.05 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.4752

4.2492

JanuMarcMayJuly

SAR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3682, compared to 4.3910 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0228 points.

H1 Avg (Jan–Jun) 4.3682

H2 Avg (Jul–Dec) 4.3910

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.3467 NAD (High: 4.5859 / Low: 4.2392). On the other end, August was the most stable month, with a tight range of 0.0023 NAD (High: 4.4055 / Low: 4.4032).

March Spread (Volatile) ±0.3467

August Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0826 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0826

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 4.4564) against the same month in 2025 (average: 4.8673), the exchange rate shifted by -0.4109 (-8.44%).

2026 Avg (March) 4.4564

2025 Avg (March) 4.8673

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.4168	4.2061	4.3506
February	4.3063	4.2257	4.2680
March	4.5859	4.2392	4.4564
April	4.5223	4.3549	4.4151
May	4.4427	4.3064	4.3557
June	4.4244	4.3132	4.3632
July	4.4849	4.3184	4.3775
August	4.4055	4.4032	4.4044