YEARLY HIGH
4.9044 NAD
YEARLY LOW
3.8730 NAD
YEARLY AVERAGE
4.3414 NAD

2022 SAR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SAR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 24, valuing the pair at 4.9044. Conversely, the yearly low was recorded on March 30, dropping to 3.8730.

This high-to-low spread represents a total annual volatility of 1.0314 NAD. From a start-to-finish perspective, comparing the January average rate of 4.1312 to the December average rate of 4.5859, the exchange rate registered a net change of 11.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 4.9044 was up 13.15% compared to the 2021 peak of 4.3344, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 24,522 NAD
2021 Average 19,717 NAD
Yearly Trough Low 19,365 NAD
Transaction Impact: A difference of 5,157.17 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

4.8988
3.9134
JanuMarcMayJulySeptNove

SAR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1067, compared to 4.5761 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4694 points.

H1 Avg (Jan–Jun) 4.1067
H2 Avg (Jul–Dec) 4.5761

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.3840 NAD (High: 4.2570 / Low: 3.8730). On the other end, February was the most stable month, with a tight range of 0.1306 NAD (High: 4.1419 / Low: 4.0113).

March Spread (Volatile) ±0.3840
February Spread (Stable) ±0.1306

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1576 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1576

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 4.8167) against the same month in 2021 (average: 3.9662), the exchange rate shifted by +0.8505 (+21.44%).

2022 Avg (October) 4.8167
2021 Avg (October) 3.9662

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2630 4.0195 4.1312
February 4.1419 4.0113 4.0604
March 4.2570 3.8730 4.0027
April 4.2686 3.8852 3.9956
May 4.3212 4.1589 4.2450
June 4.2891 4.1025 4.2053
July 4.5343 4.1825 4.2825
August 4.5301 4.3114 4.4471
September 4.8128 4.5135 4.6655
October 4.9044 4.7468 4.8167
November 4.8610 4.5113 4.6591
December 4.7011 4.5112 4.5859