YEARLY HIGH
4.4897 NAD
YEARLY LOW
3.5545 NAD
YEARLY AVERAGE
3.9203 NAD

2016 SAR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SAR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 4.4897. Conversely, the yearly low was recorded on November 8, dropping to 3.5545.

This high-to-low spread represents a total annual volatility of 0.9352 NAD. From a start-to-finish perspective, comparing the January average rate of 4.3371 to the December average rate of 3.6973, the exchange rate registered a net change of -14.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 4.4897 was up 6.18% compared to the 2015 peak of 4.2284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 22,448 NAD
2015 Average 17,027 NAD
Yearly Trough Low 17,772 NAD
Transaction Impact: A difference of 4,675.82 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

4.4038
3.6031
JanuMarcMayJulySeptNove

SAR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1072, compared to 3.7334 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3739 points.

H1 Avg (Jan–Jun) 4.1072
H2 Avg (Jul–Dec) 3.7334

Volatility Range Comparison

Volatility

The most volatile month in 2016 was May, with a trading range of 0.4255 NAD (High: 4.2094 / Low: 3.7840). On the other end, December was the most stable month, with a tight range of 0.1694 NAD (High: 3.7772 / Low: 3.6078).

May Spread (Volatile) ±0.4255
December Spread (Stable) ±0.1694

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2004 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.2004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 4.3371) against the same month in 2015 (average: 3.0794), the exchange rate shifted by +1.2577 (+40.84%).

2016 Avg (January) 4.3371
2015 Avg (January) 3.0794

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4897 4.1245 4.3371
February 4.3020 4.0668 4.2121
March 4.2177 3.9483 4.0972
April 4.0632 3.7939 3.8968
May 4.2094 3.7840 4.0805
June 4.1699 3.8435 4.0198
July 3.9358 3.7196 3.8380
August 3.8914 3.5594 3.6698
September 3.8956 3.6101 3.7515
October 3.8073 3.6166 3.7148
November 3.8582 3.5545 3.7288
December 3.7772 3.6078 3.6973