2013 SAR to NAD Historical Review

YEARLY HIGH

2.8059 NAD

YEARLY LOW

2.2590 NAD

YEARLY AVERAGE

2.5712 NAD

2013 SAR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SAR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 2.8059. Conversely, the yearly low was recorded on January 1, dropping to 2.2590.

This high-to-low spread represents a total annual volatility of 0.5469 NAD. From a start-to-finish perspective, comparing the January average rate of 2.3375 to the December average rate of 2.7647, the exchange rate registered a net change of 18.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.8059 was up 17.74% compared to the 2012 peak of 2.3832, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 14,029 NAD

2012 Average 10,948 NAD

Yearly Trough Low 11,295 NAD

Transaction Impact: A difference of 2,734.32 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.8074

2.2948

JanuMarcMayJulySeptNove

SAR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4568, compared to 2.6856 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2289 points.

H1 Avg (Jan–Jun) 2.4568

H2 Avg (Jul–Dec) 2.6856

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.2840 NAD (High: 2.6691 / Low: 2.3850). On the other end, February was the most stable month, with a tight range of 0.0412 NAD (High: 2.3873 / Low: 2.3460).

May Spread (Volatile) ±0.2840

February Spread (Stable) ±0.0412

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0253 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0253

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 2.7647) against the same month in 2012 (average: 2.3011), the exchange rate shifted by +0.4636 (+20.14%).

2013 Avg (December) 2.7647

2012 Avg (December) 2.3011

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4082	2.2590	2.3375
February	2.3873	2.3460	2.3705
March	2.4900	2.4061	2.4490
April	2.4667	2.3716	2.4279
May	2.6691	2.3850	2.4845
June	2.7283	2.6138	2.6711
July	2.7162	2.5990	2.6458
August	2.7664	2.6134	2.6823
September	2.7439	2.5846	2.6619
October	2.6847	2.6042	2.6405
November	2.7670	2.6860	2.7187
December	2.8059	2.7200	2.7647