YEARLY HIGH
43.5182 NGN
YEARLY LOW
41.5748 NGN
YEARLY AVERAGE
42.3347 NGN

2012 SAR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SAR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 43.5182. Conversely, the yearly low was recorded on December 30, dropping to 41.5748.

This high-to-low spread represents a total annual volatility of 1.9434 NGN. From a start-to-finish perspective, comparing the January average rate of 43.0232 to the December average rate of 41.9063, the exchange rate registered a net change of -2.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 43.5182 was down 0.76% compared to the 2011 peak of 43.8532, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 217,591 NGN
2011 Average 207,855 NGN
Yearly Trough Low 207,874 NGN
Transaction Impact: A difference of 9,717.05 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

43.4081
41.7698
JanuMarcMayJulySeptNove

SAR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 42.4680, compared to 42.2014 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2665 points.

H1 Avg (Jan–Jun) 42.4680
H2 Avg (Jul–Dec) 42.2014

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 1.4551 NGN (High: 43.1532 / Low: 41.6981). On the other end, April was the most stable month, with a tight range of 0.1625 NGN (High: 42.0416 / Low: 41.8791).

August Spread (Volatile) ±1.4551
April Spread (Stable) ±0.1625

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.7485 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.7485

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 43.0176) against the same month in 2011 (average: 40.5966), the exchange rate shifted by +2.4210 (+5.96%).

2012 Avg (July) 43.0176
2011 Avg (July) 40.5966

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 43.3848 42.5638 43.0232
February 42.9660 41.7311 42.2747
March 42.1573 41.9552 42.0382
April 42.0416 41.8791 41.9755
May 42.6745 41.8051 42.2246
June 43.4893 42.8449 43.2716
July 43.5182 42.3296 43.0176
August 43.1532 41.6981 42.3401
September 42.2431 41.7804 42.0305
October 42.0494 41.5969 41.9254
November 42.2382 41.8126 41.9886
December 42.1845 41.5748 41.9063