2026 SAR to NGN Historical Review

YEARLY HIGH

385.7154 NGN

YEARLY LOW

357.2818 NGN

YEARLY AVERAGE

366.2282 NGN

2026 SAR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SAR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 385.7154. Conversely, the yearly low was recorded on February 18, dropping to 357.2818.

This high-to-low spread represents a total annual volatility of 28.4337 NGN. From a start-to-finish perspective, comparing the January average rate of 378.6414 to the December average rate of 363.8742, the exchange rate registered a net change of -3.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 385.7154 was down 13.86% compared to the 2025 peak of 447.7969, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,928,577 NGN

2025 Average 2,029,455 NGN

Yearly Trough Low 1,786,409 NGN

Transaction Impact: A difference of 142,168.29 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

380.3027

360.3672

JanuMarcMayJuly

SAR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 366.7043, compared to 364.7997 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.9046 points.

H1 Avg (Jan–Jun) 366.7043

H2 Avg (Jul–Dec) 364.7997

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 16.0950 NGN (High: 385.7154 / Low: 369.6205). On the other end, August was the most stable month, with a tight range of 1.1724 NGN (High: 364.2980 / Low: 363.1255).

January Spread (Volatile) ±16.0950

August Spread (Stable) ±1.1724

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 16.6129 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -16.6129

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 378.6414) against the same month in 2025 (average: 413.5657), the exchange rate shifted by -34.9243 (-8.44%).

2026 Avg (January) 378.6414

2025 Avg (January) 413.5657

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	385.7154	369.6205	378.6414
February	371.1616	357.2818	362.0285
March	372.7509	360.2533	367.0566
April	368.2644	357.4462	362.8799
May	367.0823	363.6239	365.5499
June	367.9430	361.8218	364.0696
July	367.8450	362.7887	365.7253
August	364.2980	363.1255	363.8742