2015 SAR to NGN Historical Review

YEARLY HIGH

54.4832 NGN

YEARLY LOW

47.9161 NGN

YEARLY AVERAGE

52.7556 NGN

2015 SAR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 12, valuing the pair at 54.4832. Conversely, the yearly low was recorded on January 8, dropping to 47.9161.

This high-to-low spread represents a total annual volatility of 6.5671 NGN. From a start-to-finish perspective, comparing the January average rate of 49.5230 to the December average rate of 53.0231, the exchange rate registered a net change of 7.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 54.4832 was up 10.38% compared to the 2014 peak of 49.3581, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 272,416 NGN

2014 Average 220,140 NGN

Yearly Trough Low 239,581 NGN

Transaction Impact: A difference of 32,835.53 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

53.5698

49.1552

JanuMarcMayJulySeptNove

SAR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 52.4548, compared to 53.0564 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6016 points.

H1 Avg (Jan–Jun) 52.4548

H2 Avg (Jul–Dec) 53.0564

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 4.0938 NGN (High: 54.4832 / Low: 50.3895). On the other end, October was the most stable month, with a tight range of 0.1090 NGN (High: 53.1511 / Low: 53.0420).

February Spread (Volatile) ±4.0938

October Spread (Stable) ±0.1090

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1489 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1489

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 52.8584) against the same month in 2014 (average: 43.6910), the exchange rate shifted by +9.1673 (+20.98%).

2015 Avg (February) 52.8584

2014 Avg (February) 43.6910

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	51.0057	47.9161	49.5230
February	54.4832	50.3895	52.8584
March	54.0103	52.8429	53.2019
April	53.1201	52.9693	53.0530
May	53.1881	52.8596	53.0532
June	53.1538	52.8888	53.0390
July	53.1185	52.9388	53.0508
August	53.1284	52.9533	53.0518
September	53.1762	52.9943	53.0746
October	53.1511	53.0420	53.0962
November	53.1445	52.9282	53.0417
December	53.1155	52.6708	53.0231