YEARLY HIGH
447.7969 NGN
YEARLY LOW
382.8003 NGN
YEARLY AVERAGE
405.9044 NGN

2025 SAR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 447.7969. Conversely, the yearly low was recorded on November 9, dropping to 382.8003.

This high-to-low spread represents a total annual volatility of 64.9966 NGN. From a start-to-finish perspective, comparing the January average rate of 413.5657 to the December average rate of 387.1788, the exchange rate registered a net change of -6.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 447.7969 was down 0.91% compared to the 2024 peak of 451.8914, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,238,984 NGN
2024 Average 1,958,640 NGN
Yearly Trough Low 1,914,002 NGN
Transaction Impact: A difference of 324,982.91 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

430.2617
381.1706
JanuMarcMayJulySeptNove

SAR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 415.0959, compared to 396.7128 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 18.3831 points.

H1 Avg (Jan–Jun) 415.0959
H2 Avg (Jul–Dec) 396.7128

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 48.2119 NGN (High: 447.7969 / Low: 399.5850). On the other end, July was the most stable month, with a tight range of 2.2572 NGN (High: 409.3086 / Low: 407.0514).

February Spread (Volatile) ±48.2119
July Spread (Stable) ±2.2572

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 12.3040 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -12.3040

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 408.1988) against the same month in 2024 (average: 366.7996), the exchange rate shifted by +41.3992 (+11.29%).

2025 Avg (February) 408.1988
2024 Avg (February) 366.7996

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 415.7156 411.5161 413.5657
February 447.7969 399.5850 408.1988
March 414.2758 399.3575 407.1647
April 429.4813 399.2529 421.6087
May 428.9634 422.1468 426.1708
June 422.8003 409.9980 413.8668
July 409.3086 407.0514 408.0073
August 410.0614 402.2793 408.3582
September 410.3452 395.3996 400.8824
October 395.9606 385.6110 390.5889
November 387.9300 382.8003 385.2615
December 389.5025 385.5461 387.1788