2019 SAR to NGN Historical Review

YEARLY HIGH

97.4763 NGN

YEARLY LOW

81.7028 NGN

YEARLY AVERAGE

95.9962 NGN

2019 SAR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SAR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 97.4763. Conversely, the yearly low was recorded on June 10, dropping to 81.7028.

This high-to-low spread represents a total annual volatility of 15.7735 NGN. From a start-to-finish perspective, comparing the January average rate of 96.9000 to the December average rate of 96.6730, the exchange rate registered a net change of -0.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 97.4763 was up 0.00% compared to the 2018 peak of 97.4738, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 487,381 NGN

2018 Average 481,644 NGN

Yearly Trough Low 408,514 NGN

Transaction Impact: A difference of 78,867.51 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

97.3217

92.2612

JanuMarcMayJulySeptNove

SAR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 95.6749, compared to 96.3175 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6426 points.

H1 Avg (Jan–Jun) 95.6749

H2 Avg (Jul–Dec) 96.3175

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 15.2840 NGN (High: 96.9975 / Low: 81.7135). On the other end, November was the most stable month, with a tight range of 0.3941 NGN (High: 96.7834 / Low: 96.3894).

August Spread (Volatile) ±15.2840

November Spread (Stable) ±0.3941

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 3.3638 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -3.3638

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 96.9000) against the same month in 2018 (average: 96.0307), the exchange rate shifted by +0.8693 (+0.91%).

2019 Avg (January) 96.9000

2018 Avg (January) 96.0307

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	97.4763	96.4435	96.9000
February	96.7486	96.2051	96.3844
March	96.4536	95.6798	96.0191
April	96.3699	95.6326	96.0162
May	96.4316	95.8207	96.0467
June	96.3530	81.7028	92.6829
July	96.5873	95.8271	96.1062
August	96.9975	81.7135	95.7043
September	96.8065	95.6840	96.3853
October	96.8531	96.2372	96.4503
November	96.7834	96.3894	96.5857
December	96.8978	96.3959	96.6730