YEARLY HIGH
29.7782 XPF
YEARLY LOW
25.8621 XPF
YEARLY AVERAGE
27.8920 XPF

2020 SAR to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 29.7782. Conversely, the yearly low was recorded on December 30, dropping to 25.8621.

This high-to-low spread represents a total annual volatility of 3.9161 XPF. From a start-to-finish perspective, comparing the January average rate of 28.6477 to the December average rate of 26.1309, the exchange rate registered a net change of -8.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 29.7782 was up 2.02% compared to the 2019 peak of 29.1890, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 148,891 XPF
2019 Average 142,077 XPF
Yearly Trough Low 129,311 XPF
Transaction Impact: A difference of 19,580.48 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

29.5110
25.8236
JanuMarcMayJulySeptNove

SAR to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.8365, compared to 26.9475 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8889 points.

H1 Avg (Jan–Jun) 28.8365
H2 Avg (Jul–Dec) 26.9475

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.8892 XPF (High: 29.7782 / Low: 27.8890). On the other end, October was the most stable month, with a tight range of 0.4299 XPF (High: 27.2535 / Low: 26.8237).

March Spread (Volatile) ±1.8892
October Spread (Stable) ±0.4299

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.8738 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.8738

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 28.7056) against the same month in 2019 (average: 28.1587), the exchange rate shifted by +0.5469 (+1.94%).

2020 Avg (March) 28.7056
2019 Avg (March) 28.1587

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 28.8783 28.3539 28.6477
February 29.4917 28.6702 29.1405
March 29.7782 27.8890 28.7056
April 29.4512 28.8988 29.2038
May 29.4219 28.5894 29.0644
June 28.5742 27.9762 28.2568
July 28.3103 26.7968 27.7696
August 27.1151 26.6332 26.8958
September 27.3519 26.6834 26.9939
October 27.2535 26.8237 27.0358
November 27.3324 26.5762 26.8591
December 26.3577 25.8621 26.1309