YEARLY HIGH
31.0495 XPF
YEARLY LOW
26.7994 XPF
YEARLY AVERAGE
28.2051 XPF

2025 SAR to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 31.0495. Conversely, the yearly low was recorded on September 16, dropping to 26.7994.

This high-to-low spread represents a total annual volatility of 4.2501 XPF. From a start-to-finish perspective, comparing the January average rate of 30.7290 to the December average rate of 27.1487, the exchange rate registered a net change of -11.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 31.0495 was up 1.16% compared to the 2024 peak of 30.6941, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 155,247 XPF
2024 Average 146,976 XPF
Yearly Trough Low 133,997 XPF
Transaction Impact: A difference of 21,250.49 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

31.0904
26.7547
JanuMarcMayJulySeptNove

SAR to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.1400, compared to 27.2702 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8698 points.

H1 Avg (Jan–Jun) 29.1400
H2 Avg (Jul–Dec) 27.2702

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.7184 XPF (High: 29.4577 / Low: 27.7393). On the other end, August was the most stable month, with a tight range of 0.3427 XPF (High: 27.4672 / Low: 27.1245).

April Spread (Volatile) ±1.7184
August Spread (Stable) ±0.3427

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.1480 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.1480

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 30.7290) against the same month in 2024 (average: 29.1658), the exchange rate shifted by +1.5632 (+5.36%).

2025 Avg (January) 30.7290
2024 Avg (January) 29.1658

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 31.0495 30.2899 30.7290
February 31.0485 30.2449 30.5598
March 30.6571 29.0866 29.4511
April 29.4577 27.7393 28.3031
May 28.6761 27.9359 28.2146
June 28.0163 26.9932 27.5820
July 27.8509 26.9542 27.2242
August 27.4672 27.1245 27.2856
September 27.3363 26.7994 27.1160
October 27.5144 27.0998 27.3272
November 27.7054 27.3609 27.5192
December 27.3933 26.9773 27.1487