2026 SAR to XPF Historical Review

YEARLY HIGH

28.1091 XPF

YEARLY LOW

26.4666 XPF

YEARLY AVERAGE

27.3866 XPF

2026 SAR to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SAR to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 21, valuing the pair at 28.1091. Conversely, the yearly low was recorded on January 27, dropping to 26.4666.

This high-to-low spread represents a total annual volatility of 1.6425 XPF. From a start-to-finish perspective, comparing the January average rate of 27.1179 to the December average rate of 27.6369, the exchange rate registered a net change of 1.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 28.1091 was down 9.47% compared to the 2025 peak of 31.0495, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 140,545 XPF

2025 Average 140,960 XPF

Yearly Trough Low 132,333 XPF

Transaction Impact: A difference of 8,212.54 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

27.9246

26.8144

JanuMarcMayJuly

SAR to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.2707, compared to 27.7345 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4638 points.

H1 Avg (Jan–Jun) 27.2707

H2 Avg (Jul–Dec) 27.7345

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.9607 XPF (High: 27.4273 / Low: 26.4666). On the other end, August was the most stable month, with a tight range of 0.0515 XPF (High: 27.6706 / Low: 27.6191).

January Spread (Volatile) ±0.9607

August Spread (Stable) ±0.0515

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2898 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2898

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 27.6450) against the same month in 2025 (average: 27.5820), the exchange rate shifted by +0.0631 (+0.23%).

2026 Avg (June) 27.6450

2025 Avg (June) 27.5820

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.4273	26.4666	27.1179
February	27.0293	26.7286	26.9069
March	27.7558	27.1719	27.4993
April	27.6165	26.9417	27.2095
May	27.4172	27.1233	27.2454
June	28.1091	27.2898	27.6450
July	27.9982	27.7173	27.8321
August	27.6706	27.6191	27.6369