2021 SAR to XPF Historical Review

YEARLY HIGH

28.3948 XPF

YEARLY LOW

25.7796 XPF

YEARLY AVERAGE

26.9046 XPF

2021 SAR to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 28.3948. Conversely, the yearly low was recorded on January 6, dropping to 25.7796.

This high-to-low spread represents a total annual volatility of 2.6152 XPF. From a start-to-finish perspective, comparing the January average rate of 26.1465 to the December average rate of 28.1259, the exchange rate registered a net change of 7.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 28.3948 was down 4.65% compared to the 2020 peak of 29.7782, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 141,974 XPF

2020 Average 139,429 XPF

Yearly Trough Low 128,898 XPF

Transaction Impact: A difference of 13,076.15 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

28.3238

25.9485

JanuMarcMayJulySeptNove

SAR to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.4052, compared to 27.4039 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9988 points.

H1 Avg (Jan–Jun) 26.4052

H2 Avg (Jul–Dec) 27.4039

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.0064 XPF (High: 28.3948 / Low: 27.3884). On the other end, July was the most stable month, with a tight range of 0.2758 XPF (High: 27.0278 / Low: 26.7520).

November Spread (Volatile) ±1.0064

July Spread (Stable) ±0.2758

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4042 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 27.8974) against the same month in 2020 (average: 26.8591), the exchange rate shifted by +1.0383 (+3.87%).

2021 Avg (November) 27.8974

2020 Avg (November) 26.8591

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	26.3636	25.7796	26.1465
February	26.5851	26.1463	26.3069
March	27.1420	26.3261	26.7385
April	27.0588	26.2207	26.6010
May	26.5006	25.9801	26.1968
June	26.8314	26.0433	26.4414
July	27.0278	26.7520	26.9000
August	27.2490	26.7935	27.0351
September	27.4871	26.7713	27.0302
October	27.5881	27.2316	27.4351
November	28.3948	27.3884	27.8974
December	28.2891	27.9467	28.1259