2013 SBD to HRK Historical Review

YEARLY HIGH

0.8415 HRK

YEARLY LOW

0.7648 HRK

YEARLY AVERAGE

0.7977 HRK

2013 SBD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SBD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 0.8415. Conversely, the yearly low was recorded on December 30, dropping to 0.7648.

This high-to-low spread represents a total annual volatility of 0.0767 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8026 to the December average rate of 0.7750, the exchange rate registered a net change of -3.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.8415 was down 4.25% compared to the 2012 peak of 0.8789, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 4,208 HRK

2012 Average 4,104 HRK

Yearly Trough Low 3,824 HRK

Transaction Impact: A difference of 383.65 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.8260

0.7704

JanuMarcMayJulySeptNove

SBD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8055, compared to 0.7899 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0156 points.

H1 Avg (Jan–Jun) 0.8055

H2 Avg (Jul–Dec) 0.7899

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0406 HRK (High: 0.8180 / Low: 0.7774). On the other end, November was the most stable month, with a tight range of 0.0150 HRK (High: 0.7945 / Low: 0.7795).

February Spread (Volatile) ±0.0406

November Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0174 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0174

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.8214) against the same month in 2012 (average: 0.7993), the exchange rate shifted by +0.0220 (+2.76%).

2013 Avg (March) 0.8214

2012 Avg (March) 0.7993

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8171	0.7781	0.8026
February	0.8180	0.7774	0.8007
March	0.8415	0.8110	0.8214
April	0.8360	0.7980	0.8087
May	0.8201	0.7830	0.8084
June	0.8102	0.7777	0.7914
July	0.8162	0.7939	0.8050
August	0.8055	0.7834	0.7942
September	0.8125	0.7877	0.7979
October	0.7921	0.7674	0.7805
November	0.7945	0.7795	0.7871
December	0.7882	0.7648	0.7750