2025 SBD to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 SBD to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the SBD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.8754. Conversely, the yearly low was recorded on July 1, dropping to 0.7656.
This high-to-low spread represents a total annual volatility of 0.1098 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8634 to the December average rate of 0.7859, the exchange rate registered a net change of -8.98% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2025 high of 0.8754 was up 0.82% compared to the 2024 peak of 0.8683, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 SBD based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
SBD to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8231, compared to 0.7844 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0387 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was April, with a trading range of 0.0507 HRK (High: 0.8366 / Low: 0.7860). On the other end, August was the most stable month, with a tight range of 0.0077 HRK (High: 0.7896 / Low: 0.7819).
Growth Streaks & Declines
TrendsBetween September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0280 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (January 2025: 0.8634) against the same month in 2024 (average: 0.8203), the exchange rate shifted by +0.0430 (+5.25%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 0.8754 | 0.8506 | 0.8634 |
| February | 0.8697 | 0.8504 | 0.8573 |
| March | 0.8612 | 0.8188 | 0.8293 |
| April | 0.8366 | 0.7860 | 0.8047 |
| May | 0.8131 | 0.7923 | 0.8011 |
| June | 0.7946 | 0.7668 | 0.7828 |
| July | 0.8001 | 0.7656 | 0.7761 |
| August | 0.7896 | 0.7819 | 0.7859 |
| September | 0.7869 | 0.7724 | 0.7811 |
| October | 0.7929 | 0.7777 | 0.7858 |
| November | 0.7971 | 0.7865 | 0.7915 |
| December | 0.7899 | 0.7797 | 0.7859 |