2016 SBD to HRK Historical Review

YEARLY HIGH

0.9322 HRK

YEARLY LOW

0.8276 HRK

YEARLY AVERAGE

0.8601 HRK

2016 SBD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SBD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.9322. Conversely, the yearly low was recorded on April 11, dropping to 0.8276.

This high-to-low spread represents a total annual volatility of 0.1046 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8654 to the December average rate of 0.9065, the exchange rate registered a net change of 4.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.9322 was up 0.01% compared to the 2015 peak of 0.9320, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 4,661 HRK

2015 Average 4,365 HRK

Yearly Trough Low 4,138 HRK

Transaction Impact: A difference of 523.04 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.9137

0.8265

JanuMarcMayJulySeptNove

SBD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8508, compared to 0.8695 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0187 points.

H1 Avg (Jan–Jun) 0.8508

H2 Avg (Jul–Dec) 0.8695

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0531 HRK (High: 0.9322 / Low: 0.8791). On the other end, September was the most stable month, with a tight range of 0.0132 HRK (High: 0.8572 / Low: 0.8440).

December Spread (Volatile) ±0.0531

September Spread (Stable) ±0.0132

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0189 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0189

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.9065) against the same month in 2015 (average: 0.8655), the exchange rate shifted by +0.0409 (+4.73%).

2016 Avg (December) 0.9065

2015 Avg (December) 0.8655

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8773	0.8543	0.8654
February	0.8660	0.8294	0.8465
March	0.8662	0.8350	0.8512
April	0.8455	0.8276	0.8337
May	0.8647	0.8367	0.8511
June	0.8745	0.8458	0.8569
July	0.8620	0.8473	0.8572
August	0.8639	0.8427	0.8531
September	0.8572	0.8440	0.8528
October	0.8789	0.8537	0.8667
November	0.8979	0.8565	0.8805
December	0.9322	0.8791	0.9065