2026 SBD to HRK Historical Review

YEARLY HIGH

0.8234 HRK

YEARLY LOW

0.7759 HRK

YEARLY AVERAGE

0.8047 HRK

2026 SBD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SBD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 0.8234. Conversely, the yearly low was recorded on January 27, dropping to 0.7759.

This high-to-low spread represents a total annual volatility of 0.0474 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7909 to the December average rate of 0.8085, the exchange rate registered a net change of 2.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.8234 was down 5.94% compared to the 2025 peak of 0.8754, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 4,117 HRK

2025 Average 4,017 HRK

Yearly Trough Low 3,880 HRK

Transaction Impact: A difference of 237.19 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8202

0.7882

JanuMarcMayJuly

SBD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8019, compared to 0.8130 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0111 points.

H1 Avg (Jan–Jun) 0.8019

H2 Avg (Jul–Dec) 0.8130

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0237 HRK (High: 0.7996 / Low: 0.7759). On the other end, August was the most stable month, with a tight range of 0.0001 HRK (High: 0.8086 / Low: 0.8085).

January Spread (Volatile) ±0.0237

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0090 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0090

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.8134) against the same month in 2025 (average: 0.7828), the exchange rate shifted by +0.0305 (+3.90%).

2026 Avg (June) 0.8134

2025 Avg (June) 0.7828

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7996	0.7759	0.7909
February	0.7954	0.7858	0.7915
March	0.8197	0.7963	0.8102
April	0.8143	0.7929	0.8015
May	0.8076	0.7993	0.8043
June	0.8234	0.8056	0.8134
July	0.8214	0.8100	0.8176
August	0.8086	0.8085	0.8085