2018 SBD to HRK Historical Review

YEARLY HIGH

0.8301 HRK

YEARLY LOW

0.7663 HRK

YEARLY AVERAGE

0.7976 HRK

2018 SBD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SBD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 15, valuing the pair at 0.8301. Conversely, the yearly low was recorded on February 15, dropping to 0.7663.

This high-to-low spread represents a total annual volatility of 0.0637 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7845 to the December average rate of 0.8053, the exchange rate registered a net change of 2.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.8301 was down 9.53% compared to the 2017 peak of 0.9175, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 4,150 HRK

2017 Average 4,235 HRK

Yearly Trough Low 3,832 HRK

Transaction Impact: A difference of 318.74 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.8213

0.7721

JanuMarcMayJulySeptNove

SBD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7853, compared to 0.8098 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0245 points.

H1 Avg (Jan–Jun) 0.7853

H2 Avg (Jul–Dec) 0.8098

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0364 HRK (High: 0.8209 / Low: 0.7846). On the other end, October was the most stable month, with a tight range of 0.0131 HRK (High: 0.8187 / Low: 0.8057).

December Spread (Volatile) ±0.0364

October Spread (Stable) ±0.0131

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0119 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2018: 0.8159) against the same month in 2017 (average: 0.8093), the exchange rate shifted by +0.0066 (+0.81%).

2018 Avg (August) 0.8159

2017 Avg (August) 0.8093

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8008	0.7679	0.7845
February	0.7883	0.7663	0.7767
March	0.7841	0.7673	0.7762
April	0.7880	0.7686	0.7767
May	0.8091	0.7870	0.7986
June	0.8076	0.7906	0.7994
July	0.8063	0.7892	0.7997
August	0.8301	0.8045	0.8159
September	0.8150	0.7994	0.8085
October	0.8187	0.8057	0.8122
November	0.8280	0.8100	0.8172
December	0.8209	0.7846	0.8053