2013 SBD to NAD Historical Review

YEARLY HIGH

1.4638 NAD

YEARLY LOW

1.1941 NAD

YEARLY AVERAGE

1.3478 NAD

2013 SBD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SBD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 1.4638. Conversely, the yearly low was recorded on January 1, dropping to 1.1941.

This high-to-low spread represents a total annual volatility of 0.2697 NAD. From a start-to-finish perspective, comparing the January average rate of 1.2356 to the December average rate of 1.4418, the exchange rate registered a net change of 16.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.4638 was up 15.98% compared to the 2012 peak of 1.2621, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 7,319 NAD

2012 Average 5,758 NAD

Yearly Trough Low 5,970 NAD

Transaction Impact: A difference of 1,348.62 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.4624

1.2150

JanuMarcMayJulySeptNove

SBD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2874, compared to 1.4082 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1209 points.

H1 Avg (Jan–Jun) 1.2874

H2 Avg (Jul–Dec) 1.4082

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.1701 NAD (High: 1.3919 / Low: 1.2218). On the other end, February was the most stable month, with a tight range of 0.0316 NAD (High: 1.2669 / Low: 1.2353).

May Spread (Volatile) ±0.1701

February Spread (Stable) ±0.0316

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0278 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0278

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.4418) against the same month in 2012 (average: 1.2161), the exchange rate shifted by +0.2257 (+18.56%).

2013 Avg (December) 1.4418

2012 Avg (December) 1.2161

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2757	1.1941	1.2356
February	1.2669	1.2353	1.2538
March	1.3082	1.2714	1.2885
April	1.2981	1.2370	1.2607
May	1.3919	1.2218	1.2914
June	1.4235	1.3630	1.3941
July	1.4173	1.3721	1.3922
August	1.4617	1.3731	1.4121
September	1.4477	1.3563	1.4003
October	1.4163	1.3609	1.3835
November	1.4460	1.4027	1.4193
December	1.4638	1.4221	1.4418