2022 SBD to NAD Historical Review

YEARLY HIGH

2.2530 NAD

YEARLY LOW

1.8107 NAD

YEARLY AVERAGE

2.0026 NAD

2022 SBD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SBD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 24, valuing the pair at 2.2530. Conversely, the yearly low was recorded on March 27, dropping to 1.8107.

This high-to-low spread represents a total annual volatility of 0.4422 NAD. From a start-to-finish perspective, comparing the January average rate of 1.9198 to the December average rate of 2.0964, the exchange rate registered a net change of 9.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 2.2530 was up 11.74% compared to the 2021 peak of 2.0162, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 11,265 NAD

2021 Average 9,218 NAD

Yearly Trough Low 9,054 NAD

Transaction Impact: A difference of 2,211.21 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

2.2514

1.8313

JanuMarcMayJulySeptNove

SBD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9076, compared to 2.0976 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1900 points.

H1 Avg (Jan–Jun) 1.9076

H2 Avg (Jul–Dec) 2.0976

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.1751 NAD (High: 1.9859 / Low: 1.8107). On the other end, February was the most stable month, with a tight range of 0.0567 NAD (High: 1.9192 / Low: 1.8624).

March Spread (Volatile) ±0.1751

February Spread (Stable) ±0.0567

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0879 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0879

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 2.2164) against the same month in 2021 (average: 1.8478), the exchange rate shifted by +0.3687 (+19.95%).

2022 Avg (October) 2.2164

2021 Avg (October) 1.8478

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9812	1.8685	1.9198
February	1.9192	1.8624	1.8834
March	1.9859	1.8107	1.8664
April	1.9940	1.8198	1.8700
May	2.0090	1.9196	1.9649
June	1.9847	1.8960	1.9410
July	2.0908	1.9165	1.9720
August	2.0718	1.9638	2.0287
September	2.2184	2.0555	2.1433
October	2.2530	2.1868	2.2164
November	2.2270	2.0623	2.1286
December	2.1552	2.0548	2.0964