2015 SBD to NAD Historical Review

YEARLY HIGH

1.9587 NAD

YEARLY LOW

1.4506 NAD

YEARLY AVERAGE

1.6230 NAD

2015 SBD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SBD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 1.9587. Conversely, the yearly low was recorded on February 5, dropping to 1.4506.

This high-to-low spread represents a total annual volatility of 0.5081 NAD. From a start-to-finish perspective, comparing the January average rate of 1.5203 to the December average rate of 1.8584, the exchange rate registered a net change of 22.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.9587 was up 26.01% compared to the 2014 peak of 1.5544, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 9,794 NAD

2014 Average 7,418 NAD

Yearly Trough Low 7,253 NAD

Transaction Impact: A difference of 2,540.40 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.8940

1.4671

JanuMarcMayJulySeptNove

SBD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5401, compared to 1.7058 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1657 points.

H1 Avg (Jan–Jun) 1.5401

H2 Avg (Jul–Dec) 1.7058

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.1930 NAD (High: 1.9587 / Low: 1.7657). On the other end, May was the most stable month, with a tight range of 0.0378 NAD (High: 1.5686 / Low: 1.5308).

December Spread (Volatile) ±0.1930

May Spread (Stable) ±0.0378

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0180 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0180

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.8584) against the same month in 2014 (average: 1.5199), the exchange rate shifted by +0.3385 (+22.27%).

2015 Avg (December) 1.8584

2014 Avg (December) 1.5199

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5432	1.4902	1.5203
February	1.5356	1.4506	1.5026
March	1.6012	1.5208	1.5572
April	1.5819	1.5150	1.5456
May	1.5686	1.5308	1.5501
June	1.6069	1.5420	1.5651
July	1.5973	1.5496	1.5747
August	1.6690	1.5849	1.6178
September	1.7617	1.6693	1.7139
October	1.7496	1.6339	1.6959
November	1.8210	1.7250	1.7741
December	1.9587	1.7657	1.8584