2025 SBD to NAD Historical Review

YEARLY HIGH

2.3696 NAD

YEARLY LOW

2.0358 NAD

YEARLY AVERAGE

2.1526 NAD

2025 SBD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SBD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 2.3696. Conversely, the yearly low was recorded on December 31, dropping to 2.0358.

This high-to-low spread represents a total annual volatility of 0.3337 NAD. From a start-to-finish perspective, comparing the January average rate of 2.2221 to the December average rate of 2.0559, the exchange rate registered a net change of -7.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.3696 was up 3.51% compared to the 2024 peak of 2.2891, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 11,848 NAD

2024 Average 10,877 NAD

Yearly Trough Low 10,179 NAD

Transaction Impact: A difference of 1,668.69 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.2906

2.0346

JanuMarcMayJulySeptNove

SBD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1958, compared to 2.1094 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0864 points.

H1 Avg (Jan–Jun) 2.1958

H2 Avg (Jul–Dec) 2.1094

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1651 NAD (High: 2.3696 / Low: 2.2045). On the other end, June was the most stable month, with a tight range of 0.0456 NAD (High: 2.1660 / Low: 2.1204).

April Spread (Volatile) ±0.1651

June Spread (Stable) ±0.0456

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0839 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0839

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 2.2693) against the same month in 2024 (average: 2.2277), the exchange rate shifted by +0.0416 (+1.87%).

2025 Avg (April) 2.2693

2024 Avg (April) 2.2277

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2708	2.1734	2.2221
February	2.2428	2.1727	2.1901
March	2.2125	2.1482	2.1689
April	2.3696	2.2045	2.2693
May	2.2417	2.1388	2.1855
June	2.1660	2.1204	2.1389
July	2.1846	2.1036	2.1350
August	2.1901	2.1227	2.1531
September	2.1624	2.1008	2.1220
October	2.1234	2.0750	2.0982
November	2.1167	2.0630	2.0920
December	2.0818	2.0358	2.0559